Mortgage Payment Calculator - Free Monthly Loan Tool
Calculate your mortgage payment based on loan amount, interest rate and term in seconds using our free and easy to use mortgage payment calculator tool.
Free · no sign-up · instant results
Mandatory insurance, file fees and taxes such as KKDF/BSMV are not included.
Frequently Asked Questions
How does the mortgage payment calculator work?
The mortgage calculator uses the annuity formula with your principal, monthly interest rate and number of installments. This home loan calculator returns an equal monthly payment where the early payments are mostly interest and later ones mostly principal.
Should I enter a monthly or annual interest rate?
Turkish mortgage rates are quoted monthly, so enter the monthly rate (for example 2.99%) into the loan payment tool. If you only have an annual rate, divide it by 12 for an approximate monthly figure.
How does a longer term affect total cost?
A longer term lowers the monthly payment but increases total interest. Compare the total repayment for 120 versus 180 months in the mortgage interest calculator to find the balance that fits your budget.
Are extra fees included in the calculation?
No. File fees, appraisal, life and earthquake insurance and taxes are excluded. Use the home buying costs calculator as well to see the full purchase cost.
Choose the plan that fits you
Every plan has a 7-day trial for $1. Only that fee is charged during the trial; cancel before it ends and the plan fee is never taken. The trial applies to credit cards; debit card payments are charged in full immediately.
- 40 credits per month
- Parcel Tour, Land & Home Showcase — unlimited
- ~8-10 listings / month
- Unlimited listing copy & images
- Home staging & maps
- Email support
- 120 credits per month
- Parcel Tour, Land & Home Showcase — unlimited
- ~25-30 listings / month
- Video & drone generation
- CRM & Lead Board
- Instagram integration
- Priority support
- 300 credits per month
- Parcel Tour, Land & Home Showcase — unlimited
- All tools included
- Multiple users & roles
- Brand & logo customization
- Dedicated support